Minor Irrigation · Kerala

Submersible pumpsets Subsidy in Kerala

Submersible pumpsets

NABARD Unit Cost for Submersible pumpsets in Kerala

Government-approved benchmark amount for minor irrigation financing

NABARD Unit Cost₹45,000
StateKerala
CategoryMinor Irrigation
Sub-CategorySubmersible pumpsets
Specification5 HP Including accessories

Submersible pumpsets — 5 HP Including accessories

Eligibility for Submersible pumpsets Subsidy in Kerala

Who can apply

  • Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
  • Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
  • Agri-entrepreneurs and cooperatives for commercial-scale investments
  • SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)

Specification note

This unit cost applies specifically to: 5 HP Including accessories. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.

How to Apply for Submersible pumpsets Subsidy in Kerala

Step-by-step process

  1. Prepare a Detailed Project Report — Use the NABARD unit cost of ₹45,000 as the benchmark for a 5 HP Including accessories investment.
  2. Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
  3. Scheme linkage — The bank will link your application to PM KUSUM or PMKSY.
  4. Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
  5. Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.

Relevant central schemes:

Submersible pumpsets Subsidy — State-wise Comparison

NABARD unit costs for Submersible pumpsets across 24 states. Amounts reflect local input costs and state-level additions.

Submersible pumpsets NABARD unit cost across Indian states
StateSubsidy AmountDetails
Rajasthan₹99,800View →
Rajasthan₹91,300View →
Rajasthan₹79,900View →
Andhra Pradesh₹76,000View →
Rajasthan₹74,100View →
Telangana₹71,200View →
Andhra Pradesh₹65,900View →
Telangana₹61,700View →
Andhra Pradesh₹57,100View →
Maharashtra₹55,000View →
Telangana₹53,500View →
Rajasthan₹51,300View →
Andhra Pradesh₹50,400View →
Telangana₹47,200View →
Keralacurrent₹45,000View →
Rajasthan₹42,800View →
Keralacurrent₹41,000View →
Maharashtra₹40,000View →
Rajasthan₹36,800View →
Madhya Pradesh₹28,650View →
Madhya Pradesh₹25,950View →
Madhya Pradesh₹22,850View →
Madhya Pradesh₹21,750View →
Madhya Pradesh₹19,150View →

More Minor Irrigation Subsidies in Kerala

View all Minor Irrigation activities in Kerala →

More Subsidy Categories in Kerala

Frequently Asked Questions

What is the NABARD subsidy amount for Submersible pumpsets in Kerala?

The NABARD unit cost for Submersible pumpsets in Kerala is ₹45,000 (specification: 5 HP Including accessories). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.

What does "5 HP Including accessories" mean for Submersible pumpsets?

The specification "5 HP Including accessories" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.

How do I apply for the Submersible pumpsets subsidy in Kerala?

Step 1: Prepare a DPR for Submersible pumpsets using the NABARD unit cost of ₹45,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Minor Irrigation department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.

Which government scheme covers Submersible pumpsets in Kerala?

Submersible pumpsets falls under the Minor Irrigation category. Relevant central schemes include PM-KUSUM (solar pumps) and PMKSY (irrigation). Check the Apply section below for the specific portal and nodal department in Kerala.

Which state gives the highest subsidy for Submersible pumpsets?

Among states with published NABARD unit costs for Submersible pumpsets, Rajasthan offers the highest amount at ₹99,800, compared to ₹45,000 in Kerala. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.

What is the loan repayment period for Submersible pumpsets financing in Kerala?

NABARD-linked term loans for minor irrigation investments like Submersible pumpsets typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.