NABARD Unit Costs · Kerala
Horticulture Subsidy in Kerala
17 activities listed with government-approved unit costs — up to ₹6,89,900. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Horticulture in Kerala
Browse all 17 horticulture activities in Kerala
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| ArecanutArecanut | Plantation and HorticulturePlantation and Horticulture | 540 plants per Acre | ₹3,24,200 |
| CardamomCardamom | Plantation and HorticulturePlantation and Horticulture | 440 plants per Acre | ₹2,05,000 |
| CashewCashew | Plantation and HorticulturePlantation and Horticulture | 70 grafts/Acre | ₹94,300 |
| CococaCococa | Plantation and HorticulturePlantation and Horticulture | 160 plants per Acre | ₹48,400 |
| CoconutCoconut | Plantation and HorticulturePlantation and Horticulture | 70 Plants per Acre ( Rainfed) | ₹85,000 |
| CoconutCoconut | Plantation and HorticulturePlantation and Horticulture | 70 Plants per Acre (Irrigated) | ₹1,45,500 |
| CoconutCoconut | Plantation and HorticulturePlantation and Horticulture | For Neera 70 plants per Acre | ₹1,83,900 |
| Coffee(Arabica)Coffee(Arabica) | Plantation and HorticulturePlantation and Horticulture | 3000 plants 1 Ha | ₹1,79,000 |
| MangoMango | Plantation and HorticulturePlantation and Horticulture | 70 grafts per Acre | ₹59,800 |
| RubberRubber | Plantation and HorticulturePlantation and Horticulture | 180 Polybag plants per Acre | ₹1,36,500 |
| Tea EstateTea Estate | Plantation and HorticulturePlantation and Horticulture | 10800 clonal plants 1 Ha | ₹3,56,000 |
| VanillaVanilla | Plantation and HorticulturePlantation and Horticulture | 640 vines per Acre | ₹1,42,200 |
| PepperPepper | Plantation and HorticulturePlantation and Horticulture | 400 vines per Acre | ₹70,800 |
| High tech Agriculture-Naturally ventilated poly houseHigh tech Agriculture-Naturally ventilated poly house | Plantation and HorticulturePlantation and Horticulture | Area 10 cents | ₹5,38,000 |
| High Tech Agriculture-Rain Shelter HouseHigh Tech Agriculture-Rain Shelter House | Plantation and HorticulturePlantation and Horticulture | Area 100 Sq Mt | ₹64,324 |
| RambutanRambutan | Plantation and HorticulturePlantation and Horticulture | 40 plants 1 Acre | ₹6,89,900 |
| NutmegNutmeg | Plantation and HorticulturePlantation and Horticulture | 64 Plants per Acre | ₹1,62,600 |
How to Apply for Horticulture Subsidy in Kerala
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your horticulture investment estimate.
- Approach your bank in Kerala — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for horticulture, this is typically MIDH or SMAM.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for horticulture subsidy in Kerala
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Other Subsidy Categories in Kerala
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for horticulture in Kerala?
NABARD has published unit costs for 17 horticulture activities in Kerala. The highest subsidy is for Rambutan at ₹6,89,900. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for horticulture subsidy in Kerala?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for horticulture subsidies in Kerala. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a horticulture loan in Kerala?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Kerala with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best horticulture term loan in Kerala?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer horticulture term loans in Kerala. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a horticulture subsidy in Kerala?
Core documents for any horticulture subsidy in Kerala: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the horticulture subsidy in Kerala a capital subsidy or an interest subsidy?
Most NABARD-linked horticulture subsidies in Kerala are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.