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NABARD Unit Costs · All India

Agriculture Subsidies in India

3,982 activities across 30 states and 14 categories — government-approved NABARD unit costs for horticulture, irrigation, animal husbandry, farm mechanisation, and more. Subsidies up to ₹1,11,85,07,500.

3,982Activities
30States
14Categories
₹1,11,85,07,500Highest Subsidy
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Browse by Subsidy Category

Each category links to the state with the most published NABARD unit costs. Select your state below to see all categories available for you.

Browse by State

Select your state to see all NABARD unit costs and subsidy amounts across every category.

What Are NABARD Unit Costs?

NABARD (National Bank for Agriculture and Rural Development) publishes indicative unit costs for agricultural investments annually. These costs represent the average capital required for a specific farm activity — such as constructing a polyhouse, installing a drip irrigation system, or purchasing a tractor.

How Banks Use NABARD Unit Costs

Banks and financial institutions use NABARD unit costs as the benchmark for sanctioning term loans and capital subsidies. The government subsidy is calculated as a fixed percentage — typically 25–50% — of the NABARD unit cost, not the actual market price quoted by a vendor. This means the higher the NABARD unit cost, the larger the absolute subsidy amount you receive.

Why Subsidy Amounts Differ by State

Unit costs vary by state because they reflect local input prices, labour rates, and transport costs. A drip irrigation system costs more to install in a hilly northeastern state than on the Deccan Plateau. This portal aggregates NABARD unit costs for 3,982 activities across 30 states so farmers can compare exact amounts before visiting their bank.

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Frequently Asked Questions

What is NABARD unit cost and how is it used for farm subsidies?

NABARD (National Bank for Agriculture and Rural Development) publishes indicative unit costs for agricultural investments every year. Banks use these as benchmarks to determine the eligible loan amount and subsidy for a project. For example, if NABARD's unit cost for a drip irrigation system is ₹60,000 per hectare, a bank will finance up to that amount and the government subsidy is calculated as a percentage of this figure.

Which categories of farm activities are covered under NABARD subsidies?

NABARD subsidies cover 14 broad categories: Animal Husbandry, Poultry, Fisheries, Horticulture, Land Development, Minor Irrigation, Farm Mechanization, Food and Agro Processing, Agriculture & Storage Infrastructure, Cold Storage & Godowns, Renewable Energy (solar pumps), Protected Cultivation, Forestry, and Other allied activities. Each category has multiple specific activities with individual unit costs.

What is the NABARD unit cost for Horticulture and Animal Husbandry subsidies?

Horticulture and Animal Husbandry are two of the highest-value categories. Horticulture subsidies cover activities like polyhouse construction, drip irrigation, and orchard development — with unit costs ranging from ₹20,000 to several lakhs per unit depending on the state and specification. Animal Husbandry covers dairy sheds, goat rearing units, poultry houses, and biogas plants. Use the category pages to find state-specific amounts.

How do I apply for a Farm Mechanization or Irrigation subsidy?

For Farm Mechanization subsidies (tractors, harvesters, power tillers), apply through the Sub-Mission on Agricultural Mechanization (SMAM) portal at agrimachinery.nic.in. For Irrigation subsidies (drip, sprinkler, solar pumps), apply via the PMKSY portal or PM-KUSUM scheme. In both cases, first prepare a DPR using the NABARD unit cost as the benchmark, then approach your nearest nationalised bank or RRB with land records and Aadhaar.

What is the difference between a subsidy and a loan in agriculture?

A loan is the full amount borrowed from a bank that must be repaid with interest. A subsidy is a portion of the investment that the government contributes outright — reducing the amount you need to repay. For instance, on a ₹1,00,000 Horticulture or Animal Husbandry investment, a 40% subsidy means the government pays ₹40,000 and you repay only ₹60,000 as a bank loan.

Do NABARD subsidy amounts for Fisheries, Cold Storage, and Protected Cultivation vary by state?

Yes, significantly. NABARD unit costs for Fisheries (fish ponds, cage culture), Cold Storage & Godowns, and Protected Cultivation (polyhouses, shade nets) are published separately for each state, reflecting local input prices and labour rates. Many states add their own top-up subsidies over the central allocation. This portal aggregates unit costs across 30 states so farmers can compare exact amounts before visiting their bank.