Minor Irrigation · Kerala
Filter Point Subsidy in Kerala
Filter Point
NABARD Unit Cost for Filter Point in Kerala
Government-approved benchmark amount for minor irrigation financing
Filter Point — for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m
Eligibility for Filter Point Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Filter Point Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹17,000 as the benchmark for a for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PM KUSUM or PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
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Frequently Asked Questions
What is the NABARD subsidy amount for Filter Point in Kerala?
The NABARD unit cost for Filter Point in Kerala is ₹17,000 (specification: for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m" mean for Filter Point?
The specification "for holdings upto 0.4 Ha along with pump sets Depth 9m Filter Length 3m" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Filter Point subsidy in Kerala?
Step 1: Prepare a DPR for Filter Point using the NABARD unit cost of ₹17,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Minor Irrigation department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Filter Point in Kerala?
Filter Point falls under the Minor Irrigation category. Relevant central schemes include PM-KUSUM (solar pumps) and PMKSY (irrigation). Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Filter Point?
Kerala offers ₹17,000 for Filter Point, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Filter Point financing in Kerala?
NABARD-linked term loans for minor irrigation investments like Filter Point typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.