NABARD Unit Costs · Kerala
Fisheries Subsidy in Kerala
23 activities listed with government-approved unit costs — up to ₹1,07,40,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Fisheries in Kerala
Filter by sub-category or browse all 23 activities below
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| Country BoatCountry Boat | Inland FisheriesInland Fisheries | — | ₹₹24,000 |
| Paddy cum fishPaddy cum fish | Inland FisheriesInland Fisheries | 1 Ha 80 Coconut +160 Banana | ₹₹2,02,000 |
| Coconut cum PrawnfarmingCoconut cum Prawnfarming | Inland FisheriesInland Fisheries | 1 Ha | ₹₹3,21,000 |
| Freshwater prawn framing in pondsFreshwater prawn framing in ponds | Inland FisheriesInland Fisheries | 1 Ha | ₹₹5,67,000 |
| Prawn Farming in Kole LandsPrawn Farming in Kole Lands | Inland FisheriesInland Fisheries | 1 Ha | ₹₹3,84,000 |
| Ornamental FishOrnamental Fish | Inland FisheriesInland Fisheries | — | As per project |
| Ornamental Fish Back Yard hatcheryOrnamental Fish Back Yard hatchery | Inland FisheriesInland Fisheries | As per NFDB norms | ₹₹1,00,000 |
| Ornamental fish-medium scale unitOrnamental fish-medium scale unit | Inland FisheriesInland Fisheries | As per NFDB norms | ₹₹8,00,000 |
| Fish cum PigFish cum Pig | Inland FisheriesInland Fisheries | 1 Acre 10 pigs | ₹₹99,000 |
| Fish -cum-DuckFish -cum-Duck | Inland FisheriesInland Fisheries | 1 Ha 300 ducks | ₹₹2,23,100 |
| Catamaran (4 Logs) with NetCatamaran (4 Logs) with Net | Marine FishriesMarine Fishries | — | ₹₹34,000 |
| Out Board MotorOut Board Motor | Marine FishriesMarine Fishries | 9.9 Hp | ₹₹1,25,000 |
| Fishing GearFishing Gear | Marine FishriesMarine Fishries | — | ₹₹3,00,000 |
| Replacement of engineReplacement of engine | Marine FishriesMarine Fishries | — | ₹₹7,00,000 |
| Marine Ply wood canoeMarine Ply wood canoe | Marine FishriesMarine Fishries | 30 Ft size, Out Board Motor and Net | ₹₹4,50,000 |
| Eco Friendly Shrimp Farming in Pokkali areasEco Friendly Shrimp Farming in Pokkali areas | Marine FishriesMarine Fishries | 1 Ha | ₹₹1,32,500 |
| One Paddy One Fish in Kuttanad areaOne Paddy One Fish in Kuttanad area | Marine FishriesMarine Fishries | 1 Ha | ₹₹2,75,650 |
| Rice -cum- shrimp farming in Kaipad AreaRice -cum- shrimp farming in Kaipad Area | Marine FishriesMarine Fishries | 5 Ha | ₹₹12,00,000 |
| Fibre Glass catamaramFibre Glass catamaram | Marine FishriesMarine Fishries | 2 HP Out Board Motor, Webbings, accessories , Insurance @4% of Capital Cost | ₹₹3,17,000 |
| ThanguvallamThanguvallam | Marine FishriesMarine Fishries | MPC with fibre coating- 60 ft(20M), in borad motior, webbings(300kgs) , accessories | ₹₹6,00,000 |
| Shrimp FarmingShrimp Farming | Brackish water FisheriesBrackish water Fisheries | 1 Ha 1 500 Cum pond excavation, wall stone work 30 Cum | ₹₹1,07,40,000 |
| Crab CultureCrab Culture | Brackish water FisheriesBrackish water Fisheries | 0.50 Ha | ₹₹2,62,000 |
| Mussel farmingMussel farming | Brackish water FisheriesBrackish water Fisheries | 25 Sqm Raft, 100m Seed Length | ₹₹21,000 |
How to Apply for Fisheries Subsidy in Kerala
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your fisheries investment estimate.
- Approach your bank in Kerala — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for fisheries, this is typically PMMSY.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for fisheries subsidy in Kerala
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Relevant central schemes for fisheries:
Other Subsidy Categories in Kerala
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Frequently Asked Questions
What is the NABARD subsidy amount for fisheries in Kerala?
NABARD has published unit costs for 23 fisheries activities in Kerala. The highest subsidy is for Shrimp Farming at ₹1,07,40,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for fisheries subsidy in Kerala?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for fisheries subsidies in Kerala. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a fisheries loan in Kerala?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Kerala with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best fisheries term loan in Kerala?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer fisheries term loans in Kerala. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a fisheries subsidy in Kerala?
Core documents for any fisheries subsidy in Kerala: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the fisheries subsidy in Kerala a capital subsidy or an interest subsidy?
Most NABARD-linked fisheries subsidies in Kerala are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.