NABARD Unit Costs · Kerala
Farm Mechanization Subsidy in Kerala
25 activities listed with government-approved unit costs — up to ₹23,00,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Farm Mechanization in Kerala
Filter by sub-category or browse all 25 activities below
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| TractorTractor | TractorTractor | 40 HP | ₹5,75,000 |
| Two Bottom Reversible mould board ploughTwo Bottom Reversible mould board plough | Tractor Drawn ImplementsTractor Drawn Implements | — | ₹60,000 |
| TrailorTrailor | Tractor Drawn ImplementsTractor Drawn Implements | — | ₹1,05,000 |
| RotavatorRotavator | Tractor Drawn ImplementsTractor Drawn Implements | 36 blades chain and sprocket driven | ₹1,05,000 |
| Fertilizer cum Seed drillFertilizer cum Seed drill | Tractor Drawn ImplementsTractor Drawn Implements | — | ₹42,000 |
| CultivatorCultivator | Tractor Drawn ImplementsTractor Drawn Implements | 9 tyne spring loaded | ₹26,000 |
| Cage wheelCage wheel | Tractor Drawn ImplementsTractor Drawn Implements | with stand and leveller | ₹27,000 |
| Power TillerPower Tiller | Power TillerPower Tiller | 9 HP | ₹1,70,000 |
| TrailorTrailor | Power Tiller AccessoriesPower Tiller Accessories | — | ₹47,500 |
| 2 Bottom Reversible Mould Board Plough cum Ridge Former2 Bottom Reversible Mould Board Plough cum Ridge Former | Power Tiller AccessoriesPower Tiller Accessories | — | ₹42,000 |
| Cage WheelsCage Wheels | Power Tiller AccessoriesPower Tiller Accessories | 2 Nos | ₹17,500 |
| Tractor/ Power tiller operated boom sprayerTractor/ Power tiller operated boom sprayer | SprayersSprayers | — | ₹40,000 |
| Power sprayerPower sprayer | SprayersSprayers | — | ₹20,000 |
| Kanpsack sprayerKanpsack sprayer | SprayersSprayers | — | ₹5,000 |
| Self Propelled Combined HarvesterSelf Propelled Combined Harvester | HarvesterHarvester | — | ₹23,00,000 |
| Tractor Mounted Combined HarvesterTractor Mounted Combined Harvester | HarvesterHarvester | — | ₹15,50,000 |
| Vertical Conveyer ReaperVertical Conveyer Reaper | Other EquipmentsOther Equipments | — | ₹84,000 |
| TransplanterTransplanter | Other EquipmentsOther Equipments | Walk behind 4 row | ₹2,40,000 |
| TransplanterTransplanter | Other EquipmentsOther Equipments | 4 wheels and 8 Rows | ₹13,00,000 |
| TransplanterTransplanter | Other EquipmentsOther Equipments | 4 wheel 6 rows | ₹11,00,000 |
| PowerThresherPowerThresher | Other EquipmentsOther Equipments | — | ₹1,00,000 |
| Garden TillerGarden Tiller | Other EquipmentsOther Equipments | — | ₹52,500 |
| Straw BailerStraw Bailer | Other EquipmentsOther Equipments | — | ₹4,20,000 |
| Bush CutterBush Cutter | Other EquipmentsOther Equipments | — | ₹21,000 |
| Coconut climbing machineCoconut climbing machine | Other EquipmentsOther Equipments | — | ₹2,750 |
How to Apply for Farm Mechanization Subsidy in Kerala
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your farm mechanization investment estimate.
- Approach your bank in Kerala — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for farm mechanization, this is typically SMAM.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for farm mechanization subsidy in Kerala
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Relevant central schemes for farm mechanization:
Other Subsidy Categories in Kerala
Agri Finance & Credit
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Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for farm mechanization in Kerala?
NABARD has published unit costs for 25 farm mechanization activities in Kerala. The highest subsidy is for Self Propelled Combined Harvester at ₹23,00,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for farm mechanization subsidy in Kerala?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for farm mechanization subsidies in Kerala. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a farm mechanization loan in Kerala?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Kerala with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best farm mechanization term loan in Kerala?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer farm mechanization term loans in Kerala. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a farm mechanization subsidy in Kerala?
Core documents for any farm mechanization subsidy in Kerala: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the farm mechanization subsidy in Kerala a capital subsidy or an interest subsidy?
Most NABARD-linked farm mechanization subsidies in Kerala are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.