Minor Irrigation · Kerala
Electrical Subsidy in Kerala
Electrical
NABARD Unit Cost for Electrical in Kerala
Government-approved benchmark amount for minor irrigation financing
Electrical — 5 HPMono Block including accessories
Eligibility for Electrical Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 5 HPMono Block including accessories. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Electrical Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹27,500 as the benchmark for a 5 HPMono Block including accessories investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PM KUSUM or PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Electrical Subsidy — State-wise Comparison
NABARD unit costs for Electrical across 3 states. Amounts reflect local input costs and state-level additions.
More Minor Irrigation Subsidies in Kerala
- Dugwell for Alluvial formations₹48,500
- Dugwell for Alluvial formations₹66,500
- Dugwell for Hard rock areas₹1,54,000
- By excavation₹17,500
- By vertical bores₹10,500
- Filter Point₹17,000
- Bore wells₹71,000
- Electrical₹13,000
More Subsidy Categories in Kerala
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for Electrical in Kerala?
The NABARD unit cost for Electrical in Kerala is ₹27,500 (specification: 5 HPMono Block including accessories). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "5 HPMono Block including accessories" mean for Electrical?
The specification "5 HPMono Block including accessories" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Electrical subsidy in Kerala?
Step 1: Prepare a DPR for Electrical using the NABARD unit cost of ₹27,500 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Minor Irrigation department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Electrical in Kerala?
Electrical falls under the Minor Irrigation category. Relevant central schemes include PM-KUSUM (solar pumps) and PMKSY (irrigation). Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Electrical?
Kerala offers ₹27,500 for Electrical, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Electrical financing in Kerala?
NABARD-linked term loans for minor irrigation investments like Electrical typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.