Land Development · Kerala
Bench Terracing Subsidy in Kerala
Bench Terracing
NABARD Unit Cost for Bench Terracing in Kerala
Government-approved benchmark amount for land development financing
Bench Terracing — 1 Ha 10.1-15.0% slope with pitching
Eligibility for Bench Terracing Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 1 Ha 10.1-15.0% slope with pitching. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Bench Terracing Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹3,81,700 as the benchmark for a 1 Ha 10.1-15.0% slope with pitching investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Relevant central schemes:
Bench Terracing Subsidy — State-wise Comparison
NABARD unit costs for Bench Terracing across 8 states. Amounts reflect local input costs and state-level additions.
| State | Subsidy Amount | Details |
|---|---|---|
| Keralacurrent | ₹3,81,700 | View → |
| Keralacurrent | ₹3,16,800 | View → |
| Keralacurrent | ₹3,04,700 | View → |
| Keralacurrent | ₹2,53,000 | View → |
| Himachal Pradesh | ₹2,46,000 | View → |
| Himachal Pradesh | ₹2,00,000 | View → |
| Himachal Pradesh | ₹1,37,000 | View → |
| Jharkhand | ₹57,600 | View → |
More Land Development Subsidies in Kerala
- Reclamation of waterlogged soils by drainage₹1,72,700
- Reclamation of Marshy and waterlogged land for Coconut and Banana₹8,63,500
- Reclamation of Marshy and waterlogged land for Coconut and Banana₹2,15,600
- Major Irrigation₹90,200
- Minor Irrigation₹1,39,700
- Medium Irrigation₹1,69,400
- Puertorican type Contour Terrace with stone pitching to Risers / Contour bund₹1,09,800
- Puertorican type Contour Terrace with stone pitching to Risers / Contour bund₹1,37,300
More Subsidy Categories in Kerala
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for Bench Terracing in Kerala?
The NABARD unit cost for Bench Terracing in Kerala is ₹3,81,700 (specification: 1 Ha 10.1-15.0% slope with pitching). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "1 Ha 10.1-15.0% slope with pitching" mean for Bench Terracing?
The specification "1 Ha 10.1-15.0% slope with pitching" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Bench Terracing subsidy in Kerala?
Step 1: Prepare a DPR for Bench Terracing using the NABARD unit cost of ₹3,81,700 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Land Development department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Bench Terracing in Kerala?
Bench Terracing falls under the Land Development category. Relevant central schemes include various NABARD-refinanced schemes. Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Bench Terracing?
Kerala offers ₹3,81,700 for Bench Terracing, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Bench Terracing financing in Kerala?
NABARD-linked term loans for land development investments like Bench Terracing typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.