Land Development · Kerala
Minor Irrigation Subsidy in Kerala
Minor Irrigation
NABARD Unit Cost for Minor Irrigation in Kerala
Government-approved benchmark amount for land development financing
Minor Irrigation — 1 Ha 1.5-2.5% slope
Eligibility for Minor Irrigation Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 1 Ha 1.5-2.5% slope. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Minor Irrigation Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹1,39,700 as the benchmark for a 1 Ha 1.5-2.5% slope investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Relevant central schemes:
More Land Development Subsidies in Kerala
- Reclamation of waterlogged soils by drainage₹1,72,700
- Reclamation of Marshy and waterlogged land for Coconut and Banana₹8,63,500
- Reclamation of Marshy and waterlogged land for Coconut and Banana₹2,15,600
- Major Irrigation₹90,200
- Medium Irrigation₹1,69,400
- Puertorican type Contour Terrace with stone pitching to Risers / Contour bund₹1,09,800
- Puertorican type Contour Terrace with stone pitching to Risers / Contour bund₹1,37,300
- Puertorican type Contour Terrace with stone pitching to Risers / Contour bund₹1,33,800
More Subsidy Categories in Kerala
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for Minor Irrigation in Kerala?
The NABARD unit cost for Minor Irrigation in Kerala is ₹1,39,700 (specification: 1 Ha 1.5-2.5% slope). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "1 Ha 1.5-2.5% slope" mean for Minor Irrigation?
The specification "1 Ha 1.5-2.5% slope" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Minor Irrigation subsidy in Kerala?
Step 1: Prepare a DPR for Minor Irrigation using the NABARD unit cost of ₹1,39,700 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Land Development department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Minor Irrigation in Kerala?
Minor Irrigation falls under the Land Development category. Relevant central schemes include various NABARD-refinanced schemes. Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Minor Irrigation?
Kerala offers ₹1,39,700 for Minor Irrigation, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Minor Irrigation financing in Kerala?
NABARD-linked term loans for land development investments like Minor Irrigation typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.