Horticulture · Kerala
Cardamom Subsidy in Kerala
Cardamom
NABARD Unit Cost for Cardamom in Kerala
Government-approved benchmark amount for horticulture financing
Cardamom — 440 plants per Acre
Eligibility for Cardamom Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 440 plants per Acre. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Cardamom Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹2,05,000 as the benchmark for a 440 plants per Acre investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to MIDH or SMAM.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Cardamom Subsidy — State-wise Comparison
NABARD unit costs for Cardamom across 4 states. Amounts reflect local input costs and state-level additions.
More Horticulture Subsidies in Kerala
- Arecanut₹3,24,200
- Cashew₹94,300
- Cococa₹48,400
- Coconut₹85,000
- Coconut₹1,45,500
- Coconut₹1,83,900
- Coffee(Arabica)₹1,79,000
- Mango₹59,800
More Subsidy Categories in Kerala
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for Cardamom in Kerala?
The NABARD unit cost for Cardamom in Kerala is ₹2,05,000 (specification: 440 plants per Acre). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "440 plants per Acre" mean for Cardamom?
The specification "440 plants per Acre" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Cardamom subsidy in Kerala?
Step 1: Prepare a DPR for Cardamom using the NABARD unit cost of ₹2,05,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Horticulture department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Cardamom in Kerala?
Cardamom falls under the Horticulture category. Relevant central schemes include Mission for Integrated Development of Horticulture (MIDH) and NHB schemes. Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Cardamom?
Among states with published NABARD unit costs for Cardamom, Nagaland offers the highest amount at ₹2,87,400, compared to ₹2,05,000 in Kerala. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.
What is the loan repayment period for Cardamom financing in Kerala?
NABARD-linked term loans for horticulture investments like Cardamom typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.