Farm Mechanization · Kerala
Cultivator Subsidy in Kerala
Cultivator
NABARD Unit Cost for Cultivator in Kerala
Government-approved benchmark amount for farm mechanization financing
Cultivator — 9 tyne spring loaded
Eligibility for Cultivator Subsidy in Kerala
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Kerala
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 9 tyne spring loaded. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Cultivator Subsidy in Kerala
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹26,000 as the benchmark for a 9 tyne spring loaded investment.
- Visit your bank in Kerala — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to SMAM.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Relevant central schemes:
Cultivator Subsidy — State-wise Comparison
NABARD unit costs for Cultivator across 5 states. Amounts reflect local input costs and state-level additions.
More Farm Mechanization Subsidies in Kerala
- Tractor₹5,75,000
- Two Bottom Reversible mould board plough₹60,000
- Trailor₹1,05,000
- Rotavator₹1,05,000
- Fertilizer cum Seed drill₹42,000
- Cage wheel₹27,000
- Power Tiller₹1,70,000
- Trailor₹47,500
More Subsidy Categories in Kerala
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Agriculture News
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Frequently Asked Questions
What is the NABARD subsidy amount for Cultivator in Kerala?
The NABARD unit cost for Cultivator in Kerala is ₹26,000 (specification: 9 tyne spring loaded). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "9 tyne spring loaded" mean for Cultivator?
The specification "9 tyne spring loaded" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Cultivator subsidy in Kerala?
Step 1: Prepare a DPR for Cultivator using the NABARD unit cost of ₹26,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Farm Mechanization department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Cultivator in Kerala?
Cultivator falls under the Farm Mechanization category. Relevant central schemes include Sub-Mission on Agricultural Mechanization (SMAM). Check the Apply section below for the specific portal and nodal department in Kerala.
Which state gives the highest subsidy for Cultivator?
Among states with published NABARD unit costs for Cultivator, Gujarat offers the highest amount at ₹47,900, compared to ₹26,000 in Kerala. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.
What is the loan repayment period for Cultivator financing in Kerala?
NABARD-linked term loans for farm mechanization investments like Cultivator typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.