Cross Bred Cows Subsidy in Kerala

The NABARD unit cost for Cross Bred Cows in Kerala is ₹1,35,000 (specification: 1+1 without shed). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.

The specification "1+1 without shed" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.

Step 1: Prepare a DPR for Cross Bred Cows using the NABARD unit cost of ₹1,35,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Kerala with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Animal Husbandry department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.

Cross Bred Cows falls under the Animal Husbandry category. Relevant central schemes include Animal Husbandry Infrastructure Development Fund (AHIDF). Check the Apply section below for the specific portal and nodal department in Kerala.

Kerala offers ₹1,35,000 for Cross Bred Cows, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.

NABARD-linked term loans for animal husbandry investments like Cross Bred Cows typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.