Farm Mechanization · Karnataka
Disc Harrow Subsidy in Karnataka
Disc Harrow
NABARD Unit Cost for Disc Harrow in Karnataka
Government-approved benchmark amount for farm mechanization financing
Disc Harrow
Eligibility for Disc Harrow Subsidy in Karnataka
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Karnataka
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
How to Apply for Disc Harrow Subsidy in Karnataka
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹40,000 – ₹60,000 as the benchmark.
- Visit your bank in Karnataka — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to SMAM.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Relevant central schemes:
Disc Harrow Subsidy — State-wise Comparison
NABARD unit costs for Disc Harrow across 11 states. Amounts reflect local input costs and state-level additions.
| State | Subsidy Amount | Details |
|---|---|---|
| Tamil Nadu | ₹85,000 | View → |
| Haryana | ₹80,000 | View → |
| Jammu and Kashmir | ₹70,000 | View → |
| Karnatakacurrent | ₹50,000 | View → |
| Bihar | ₹48,500 | View → |
| Uttarakhand | ₹45,000 | View → |
| Manipur | ₹27,200 | View → |
| Meghalaya | ₹25,000 | View → |
| Assam | ₹24,750 | View → |
| Mizoram | ₹24,750 | View → |
| Tripura | ₹24,750 | View → |
More Farm Mechanization Subsidies in Karnataka
- Tractor₹3,50,000
- Tractor₹5,00,000
- Tractor₹6,25,000
- Tractor₹7,50,000
- Tractor₹8,50,000
- Power tillers₹1,30,000
- Trolley - 2 Wheel hydraulic₹1,25,000
- Mold Board plough 2 - 3 furrows₹27,500
More Subsidy Categories in Karnataka
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for Disc Harrow in Karnataka?
The NABARD unit cost for Disc Harrow in Karnataka is ₹40,000 – ₹60,000. This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "the specification" mean for Disc Harrow?
The specification "listed above" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Disc Harrow subsidy in Karnataka?
Step 1: Prepare a DPR for Disc Harrow using the NABARD unit cost of ₹40,000 – ₹60,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Karnataka with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Farm Mechanization department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Disc Harrow in Karnataka?
Disc Harrow falls under the Farm Mechanization category. Relevant central schemes include Sub-Mission on Agricultural Mechanization (SMAM). Check the Apply section below for the specific portal and nodal department in Karnataka.
Which state gives the highest subsidy for Disc Harrow?
Among states with published NABARD unit costs for Disc Harrow, Tamil Nadu offers the highest amount at ₹80,000 – ₹90,000, compared to ₹40,000 – ₹60,000 in Karnataka. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.
What is the loan repayment period for Disc Harrow financing in Karnataka?
NABARD-linked term loans for farm mechanization investments like Disc Harrow typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.