NABARD Unit Costs · Karnataka
Horticulture Subsidy in Karnataka
18 activities listed with government-approved unit costs — up to ₹6,64,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Horticulture in Karnataka
Browse all 18 horticulture activities in Karnataka
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| CitrusCitrus | Plantation and HorticulturePlantation and Horticulture | 4.8 mx4.8m 1 Ha | ₹62,500 |
| Coffee (Arabica)Coffee (Arabica) | Plantation and HorticulturePlantation and Horticulture | 2 mx 2m 1 Ha | ₹1,75,000 |
| Coffee (Robusta)Coffee (Robusta) | Plantation and HorticulturePlantation and Horticulture | 3 mx 2.5 m 1 Ha | ₹1,25,000 |
| Grape-Seedless varietiesGrape-Seedless varieties | Plantation and HorticulturePlantation and Horticulture | 3 mx 1.8 m 1 Ha | ₹4,40,000 |
| Grape- Bangalore BlueGrape- Bangalore Blue | Plantation and HorticulturePlantation and Horticulture | 3.3m x 3.3m 1 Ha | ₹3,20,000 |
| MangoMango | Plantation and HorticulturePlantation and Horticulture | 9mx9m 1 Ha | ₹60,000 |
| Mango High DensityMango High Density | Plantation and HorticulturePlantation and Horticulture | 5mx5m 1 Ha | ₹1,48,200 |
| PapayaPapaya | Plantation and HorticulturePlantation and Horticulture | 1.8mx1.8m 1 Ha | ₹1,25,500 |
| PepperPepper | Plantation and HorticulturePlantation and Horticulture | Panniyur series subhakara and Sree kara varieties10' x10' intercrop with Arecanut | ₹48,000 |
| PepperPepper | Plantation and HorticulturePlantation and Horticulture | Panniyur series subhakara and Sree kara varietiesIntercrop with Coffee | ₹25,000 |
| PomegranatePomegranate | Plantation and HorticulturePlantation and Horticulture | 3.6mx3.6m 1 Ha | ₹1,10,000 |
| SapotaSapota | Plantation and HorticulturePlantation and Horticulture | 9mx9m 1 Ha | ₹55,000 |
| GuavaGuava | Plantation and HorticulturePlantation and Horticulture | 6mx6m 1 Ha | ₹45,000 |
| CardamomCardamom | Plantation and HorticulturePlantation and Horticulture | 1.8mx1.8m 1 Ha | ₹1,93,000 |
| CashewCashew | Plantation and HorticulturePlantation and Horticulture | 7m x7m 1 Ha | ₹70,000 |
| CoconutCoconut | Plantation and HorticulturePlantation and Horticulture | 8mx8m 1 Ha | ₹66,000 |
| Oil PalmOil Palm | Plantation and HorticulturePlantation and Horticulture | 9mx9m 1 Ha | ₹79,000 |
| Sericulture-Shoot Rearing SystemSericulture-Shoot Rearing System | Plantation and HorticulturePlantation and Horticulture | Mulberry cultivation in 1 Acre , rearing room , rearing trays 5000 DFL/ batch | ₹6,64,000 |
How to Apply for Horticulture Subsidy in Karnataka
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your horticulture investment estimate.
- Approach your bank in Karnataka — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for horticulture, this is typically MIDH or SMAM.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for horticulture subsidy in Karnataka
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Other Subsidy Categories in Karnataka
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for horticulture in Karnataka?
NABARD has published unit costs for 18 horticulture activities in Karnataka. The highest subsidy is for Sericulture-Shoot Rearing System at ₹6,64,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for horticulture subsidy in Karnataka?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for horticulture subsidies in Karnataka. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a horticulture loan in Karnataka?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Karnataka with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best horticulture term loan in Karnataka?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer horticulture term loans in Karnataka. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a horticulture subsidy in Karnataka?
Core documents for any horticulture subsidy in Karnataka: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the horticulture subsidy in Karnataka a capital subsidy or an interest subsidy?
Most NABARD-linked horticulture subsidies in Karnataka are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.