NABARD Unit Costs · Karnataka
Farm Mechanization Subsidy in Karnataka
16 activities listed with government-approved unit costs — up to ₹8,50,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Farm Mechanization in Karnataka
Filter by sub-category or browse all 16 activities below
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| TractorTractor | TractorTractor | 15-25 Hp with accessories | ₹2,50,000 – ₹4,50,000 |
| TractorTractor | TractorTractor | 25-35 Hp | ₹4,50,000 – ₹5,50,000 |
| TractorTractor | TractorTractor | 35-45 Hp | ₹5,00,000 – ₹7,50,000 |
| TractorTractor | TractorTractor | 45-55 Hp | ₹6,50,000 – ₹8,50,000 |
| TractorTractor | TractorTractor | 55-60Hp | ₹7,50,000 – ₹9,50,000 |
| Power tillersPower tillers | Power tillersPower tillers | 6to 12 Hp | ₹60,000 – ₹2,00,000 |
| Trolley - 2 Wheel hydraulicTrolley - 2 Wheel hydraulic | TrolleyTrolley | — | ₹1,00,000 – ₹1,50,000 |
| Mold Board plough 2 - 3 furrowsMold Board plough 2 - 3 furrows | Farm implmentsFarm implments | — | ₹15,000 – ₹40,000 |
| Reversible mold board plough 2-3 furrowsReversible mold board plough 2-3 furrows | Farm implmentsFarm implments | — | ₹15,000 – ₹1,00,000 |
| Disc Plough 2/3 discsDisc Plough 2/3 discs | Farm implmentsFarm implments | — | ₹40,000 – ₹60,000 |
| Disc HarrowDisc Harrow | Farm implmentsFarm implments | — | ₹40,000 – ₹60,000 |
| CultivatorCultivator | Farm implmentsFarm implments | — | ₹15,000 – ₹30,000 |
| RotovatorRotovator | Farm implmentsFarm implments | 540 to 1000 rpm PTO speed | ₹65,000 – ₹1,00,000 |
| ThresherThresher | Farm implmentsFarm implments | — | ₹45,000 – ₹2,00,000 |
| LevelerLeveler | Farm implmentsFarm implments | — | ₹10,000 – ₹20,000 |
| Bullock drawn Mould Board ploughBullock drawn Mould Board plough | Farm implmentsFarm implments | — | ₹15,000 – ₹20,000 |
How to Apply for Farm Mechanization Subsidy in Karnataka
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your farm mechanization investment estimate.
- Approach your bank in Karnataka — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for farm mechanization, this is typically SMAM.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for farm mechanization subsidy in Karnataka
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Relevant central schemes for farm mechanization:
Other Subsidy Categories in Karnataka
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Frequently Asked Questions
What is the NABARD subsidy amount for farm mechanization in Karnataka?
NABARD has published unit costs for 16 farm mechanization activities in Karnataka. The highest subsidy is for Tractor at ₹8,50,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for farm mechanization subsidy in Karnataka?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for farm mechanization subsidies in Karnataka. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a farm mechanization loan in Karnataka?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Karnataka with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best farm mechanization term loan in Karnataka?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer farm mechanization term loans in Karnataka. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a farm mechanization subsidy in Karnataka?
Core documents for any farm mechanization subsidy in Karnataka: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the farm mechanization subsidy in Karnataka a capital subsidy or an interest subsidy?
Most NABARD-linked farm mechanization subsidies in Karnataka are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.