Land Development · Punjab
Graded bunding Subsidy in Punjab
Graded bunding
NABARD Unit Cost for Graded bunding in Punjab
Government-approved benchmark amount for land development financing
Graded bunding — cum
Eligibility for Graded bunding Subsidy in Punjab
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Punjab
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: cum. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Graded bunding Subsidy in Punjab
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹75 as the benchmark for a cum investment.
- Visit your bank in Punjab — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Relevant central schemes:
Graded bunding Subsidy — State-wise Comparison
NABARD unit costs for Graded bunding across 3 states. Amounts reflect local input costs and state-level additions.
More Land Development Subsidies in Punjab
View all Land Development activities in Punjab →More Subsidy Categories in Punjab
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Frequently Asked Questions
What is the NABARD subsidy amount for Graded bunding in Punjab?
The NABARD unit cost for Graded bunding in Punjab is ₹75 (specification: cum). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "cum" mean for Graded bunding?
The specification "cum" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Graded bunding subsidy in Punjab?
Step 1: Prepare a DPR for Graded bunding using the NABARD unit cost of ₹75 as the benchmark. Step 2: Visit a nationalised bank or RRB in Punjab with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Land Development department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Graded bunding in Punjab?
Graded bunding falls under the Land Development category. Relevant central schemes include various NABARD-refinanced schemes. Check the Apply section below for the specific portal and nodal department in Punjab.
Which state gives the highest subsidy for Graded bunding?
Among states with published NABARD unit costs for Graded bunding, Maharashtra offers the highest amount at ₹15,700, compared to ₹75 in Punjab. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.
What is the loan repayment period for Graded bunding financing in Punjab?
NABARD-linked term loans for land development investments like Graded bunding typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.