NABARD Unit Costs · Punjab
Fisheries Subsidy in Punjab
9 activities listed with government-approved unit costs — up to ₹2,00,00,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Fisheries in Punjab
Browse all 9 fisheries activities in Punjab
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| Renovation of existing fish pondRenovation of existing fish pond | FisheriesFisheries | Ha | ₹3,50,000 |
| Excavation of new fish pondExcavation of new fish pond | FisheriesFisheries | Ha | ₹7,00,000 |
| Hatchery of major carpHatchery of major carp | FisheriesFisheries | 10 million fingerlings per year | ₹25,00,000 |
| Backyard Hatchery for ornamental FishBackyard Hatchery for ornamental Fish | FisheriesFisheries | 200-300 sq ft | ₹1,25,000 |
| Medium Scale ornamental HatcheryMedium Scale ornamental Hatchery | FisheriesFisheries | 300 sqm | ₹9,00,000 |
| Integrated Ornamental fishery unitIntegrated Ornamental fishery unit | FisheriesFisheries | 1000 sqm | ₹16,00,000 |
| Establishment of fish feed millEstablishment of fish feed mill | FisheriesFisheries | small capacity 1-5 quintals per day | ₹10,00,000 |
| Establishment of fish feed millEstablishment of fish feed mill | FisheriesFisheries | large formulated pellet feed plant of minimum capacity @ 6-10 tonne per hour or more | ₹2,00,00,000 |
| Shrimp farming UnitShrimp farming Unit | FisheriesFisheries | 1 hectare | ₹25,67,000 |
How to Apply for Fisheries Subsidy in Punjab
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your fisheries investment estimate.
- Approach your bank in Punjab — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for fisheries, this is typically PMMSY.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for fisheries subsidy in Punjab
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Relevant central schemes for fisheries:
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Frequently Asked Questions
What is the NABARD subsidy amount for fisheries in Punjab?
NABARD has published unit costs for 9 fisheries activities in Punjab. The highest subsidy is for Establishment of fish feed mill at ₹2,00,00,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for fisheries subsidy in Punjab?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for fisheries subsidies in Punjab. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a fisheries loan in Punjab?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Punjab with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best fisheries term loan in Punjab?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer fisheries term loans in Punjab. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a fisheries subsidy in Punjab?
Core documents for any fisheries subsidy in Punjab: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the fisheries subsidy in Punjab a capital subsidy or an interest subsidy?
Most NABARD-linked fisheries subsidies in Punjab are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.