NABARD Unit Costs for Haryana - 2025-26

57 activities · 7 categories · eligible loan typically 85–90% of unit cost

Haryana2025-2657 activities

Activity Categories

NABARD unit cost categories for Haryana 2025-26
CategoryActivitiesTop Subsidy Schemes
Water Resources2PMKSY45–55%PM-KUSUM60%
Farm Mechanization17—
Plantation & Horticulture15—
Animal Husbandry9State Livestock25–50%NDP/NABARD25–33%
Fisheries1—
Renewable Energy9—
Food Processing4—

Source: NABARD Statewise Master Unit Cost Portal (nabard.org) - 2025-26 booklet · View source →. Updated: reviewed annually; updated within 48 hours of NABARD publishing revised figures · last on · Report an error

Frequently Asked Questions

What is the NABARD unit cost for Haryana?

NABARD's indicative unit cost for Haryana (2025-26) covers 57 agricultural activities across 7 categories. These costs are used by banks as the basis for sanctioning term loans under the priority sector agriculture scheme.

How much farm loan can farmers get in Haryana based on NABARD unit cost?

Banks typically sanction 85–90% of the NABARD unit cost as the term loan amount. For example, if the unit cost for a borewell is ₹85,000, the eligible loan would be ₹72,250–₹76,500. The actual amount depends on your bank's assessment and local land conditions.

Which banks use NABARD unit costs for KCC loans in Haryana?

Kisan Credit Card (KCC), Agricultural Term Loans (ATL), Kisan Gold Card, and most priority sector agriculture loans from nationalised banks, RRBs, and cooperative banks in Haryana are sanctioned based on NABARD unit costs. NABARD also uses these costs for RIDF and AIF scheme appraisals.

How often does NABARD update unit costs for Haryana?

NABARD revises state unit costs annually, typically publishing updated figures at the beginning of each financial year. The current figures are for 2025-26. Always verify with your nearest bank or NABARD district office for the latest rates.

Can farmers in Haryana use NABARD unit costs to estimate their subsidy amount?

Yes. In Haryana, subsidy is calculated as a percentage of the NABARD unit cost for your activity. For example, if the NABARD unit cost for a 2-HP solar pump is ₹1.5 lakh and the subsidy is 30%, you receive ₹45,000. The actual project cost must be within the NABARD ceiling to qualify for the full subsidy.

Disclaimer: Unit costs are indicative figures published by NABARD and may not reflect current market prices or your bank's internal norms. Loan sanction amounts are determined by individual banks subject to their credit policy, land holding, and repayment capacity assessment. NaPanta (FarmGreen Agritech India Private Limited) is not a lender and does not process loan applications.