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Horticulture · Jharkhand

Small Scale Lac Processing Unit Subsidy in Jharkhand

Small Scale Lac Processing Unit

NABARD Unit Cost for Small Scale Lac Processing Unit in Jharkhand

Government-approved benchmark amount for horticulture financing

NABARD Unit Cost₹3,10,000
StateJharkhand
CategoryHorticulture
Sub-CategoryLac Cultivation
Specification100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses

Small Scale Lac Processing Unit — 100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses

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Eligibility for Small Scale Lac Processing Unit Subsidy in Jharkhand

Who can apply

  • Individual farmers with land records (7/12, patta, or registered lease deed) in Jharkhand
  • Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
  • Agri-entrepreneurs and cooperatives for commercial-scale investments
  • SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)

Specification note

This unit cost applies specifically to: 100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.

How to Apply for Small Scale Lac Processing Unit Subsidy in Jharkhand

Step-by-step process

  1. Prepare a Detailed Project Report — Use the NABARD unit cost of ₹3,10,000 as the benchmark for a 100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses investment.
  2. Visit your bank in Jharkhand — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
  3. Scheme linkage — The bank will link your application to MIDH or SMAM.
  4. Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
  5. Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.

Relevant central schemes:

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Frequently Asked Questions

What is the NABARD subsidy amount for Small Scale Lac Processing Unit in Jharkhand?

The NABARD unit cost for Small Scale Lac Processing Unit in Jharkhand is ₹3,10,000 (specification: 100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.

What does "100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses" mean for Small Scale Lac Processing Unit?

The specification "100kg Seed lac/day capacity Establishment cost, machnine and one week working expenses" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.

How do I apply for the Small Scale Lac Processing Unit subsidy in Jharkhand?

Step 1: Prepare a DPR for Small Scale Lac Processing Unit using the NABARD unit cost of ₹3,10,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Jharkhand with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Horticulture department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.

Which government scheme covers Small Scale Lac Processing Unit in Jharkhand?

Small Scale Lac Processing Unit falls under the Horticulture category. Relevant central schemes include Mission for Integrated Development of Horticulture (MIDH) and NHB schemes. Check the Apply section below for the specific portal and nodal department in Jharkhand.

Which state gives the highest subsidy for Small Scale Lac Processing Unit?

Jharkhand offers ₹3,10,000 for Small Scale Lac Processing Unit, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.

What is the loan repayment period for Small Scale Lac Processing Unit financing in Jharkhand?

NABARD-linked term loans for horticulture investments like Small Scale Lac Processing Unit typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.