NABARD Unit Costs · Jharkhand

Fisheries Subsidy in Jharkhand

11 activities listed with government-approved unit costs — up to ₹9,00,000. Compare subsidies, eligibility, and how to apply.

11Activities
₹9,00,000Highest Subsidy
1Sub-Categories

NABARD Unit Costs for Fisheries in Jharkhand

Browse all 11 fisheries activities in Jharkhand

Fisheries NABARD unit costs in Jharkhand
Item / SchemeSub-CategorySpecificationSubsidy Amount
Pond DevelopmentPond DevelopmentFisheriesFisheriesWSA 1 Ha x6ft excavation₹9,00,000
Renovation of Pond (one Hectare)Renovation of Pond (one Hectare)FisheriesFisheriesWSA 1ha excavation 5ft₹7,00,000
Gill NetGill NetFisheriesFisheries20kg nylon net with 80-100 mm mesh₹6,000
Drag NetDrag NetFisheriesFisheries500' x20' nylon net₹30,000
Seed Production in Seasonal PondsSeed Production in Seasonal PondsFisheriesFisheries0.2 ha₹25,000
Rearing PondRearing PondFisheriesFisheries(125 ft x 80ft x3ft)₹43,700
Pangasius Suchi catfish farmingPangasius Suchi catfish farmingFisheriesFisheriesWSA 1 acre 2000 Kg annual Production₹1,03,800
Scientific Intensive Pangasius suchi catfish farming with supplementary feedScientific Intensive Pangasius suchi catfish farming with supplementary feedFisheriesFisheriesWSA 1 acre with 14000 kg Production₹2,24,900
Cage Construction in reservoirs Fabricated with G.I. PipeCage Construction in reservoirs Fabricated with G.I. PipeFisheriesFisheries1 battery of 4 cells (6mx4mx4m)₹3,00,000
Cage fish farmingCage fish farmingFisheriesFisheries16 Tonnes production input cost Rs.40/kg₹6,40,000
Fish seed hatcheryFish seed hatcheryFisheriesFisheriesFish seed hatchery construction/fabrication₹4,50,000

How to Apply for Fisheries Subsidy in Jharkhand

Step-by-step process for first-time applicants

  1. Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your fisheries investment estimate.
  2. Approach your bank in Jharkhand — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
  3. Scheme selection — The bank will match your activity to the applicable central or state scheme — for fisheries, this is typically PMMSY.
  4. Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
  5. Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.

Documents required for fisheries subsidy in Jharkhand

  • Aadhaar card and PAN card
  • Land ownership documents (7/12, patta, or lease deed)
  • Bank passbook copy
  • Caste certificate (if applying under SC/ST quota)
  • Detailed Project Report (DPR) as per NABARD unit costs
  • Vendor quotations for equipment or construction materials

Relevant central schemes for fisheries:

Other Subsidy Categories in Jharkhand

Frequently Asked Questions

What is the NABARD subsidy amount for fisheries in Jharkhand?

NABARD has published unit costs for 11 fisheries activities in Jharkhand. The highest subsidy is for Pond Development at ₹9,00,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.

Who is eligible for fisheries subsidy in Jharkhand?

Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for fisheries subsidies in Jharkhand. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.

How do I apply for a fisheries loan in Jharkhand?

Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Jharkhand with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.

Which bank offers the best fisheries term loan in Jharkhand?

Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer fisheries term loans in Jharkhand. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.

What documents are needed for a fisheries subsidy in Jharkhand?

Core documents for any fisheries subsidy in Jharkhand: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.

Is the fisheries subsidy in Jharkhand a capital subsidy or an interest subsidy?

Most NABARD-linked fisheries subsidies in Jharkhand are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.