Minor Irrigation · Jammu And Kashmir
Permanent Subsidy in Jammu And Kashmir
Permanent
NABARD Unit Cost for Permanent in Jammu And Kashmir
Government-approved benchmark amount for minor irrigation financing
Permanent — for 1 Ha
Eligibility for Permanent Subsidy in Jammu And Kashmir
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Jammu And Kashmir
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: for 1 Ha. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Permanent Subsidy in Jammu And Kashmir
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹1,25,000 as the benchmark for a for 1 Ha investment.
- Visit your bank in Jammu And Kashmir — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to PM KUSUM or PMKSY.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
More Minor Irrigation Subsidies in Jammu And Kashmir
View all Minor Irrigation activities in Jammu And Kashmir →More Subsidy Categories in Jammu And Kashmir
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Frequently Asked Questions
What is the NABARD subsidy amount for Permanent in Jammu and Kashmir?
The NABARD unit cost for Permanent in Jammu and Kashmir is ₹1,25,000 (specification: for 1 Ha). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "for 1 Ha" mean for Permanent?
The specification "for 1 Ha" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Permanent subsidy in Jammu and Kashmir?
Step 1: Prepare a DPR for Permanent using the NABARD unit cost of ₹1,25,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Jammu and Kashmir with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Minor Irrigation department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Permanent in Jammu and Kashmir?
Permanent falls under the Minor Irrigation category. Relevant central schemes include PM-KUSUM (solar pumps) and PMKSY (irrigation). Check the Apply section below for the specific portal and nodal department in Jammu and Kashmir.
Which state gives the highest subsidy for Permanent?
Jammu and Kashmir offers ₹1,25,000 for Permanent, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Permanent financing in Jammu and Kashmir?
NABARD-linked term loans for minor irrigation investments like Permanent typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.