Forestry · Bihar
Pongamia Subsidy in Bihar
Pongamia
NABARD Unit Cost for Pongamia in Bihar
Government-approved benchmark amount for forestry financing
Pongamia — 1 Ha
Eligibility for Pongamia Subsidy in Bihar
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Bihar
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 1 Ha. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Pongamia Subsidy in Bihar
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹35,000 as the benchmark for a 1 Ha investment.
- Visit your bank in Bihar — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to the relevant forestry scheme.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Pongamia Subsidy — State-wise Comparison
NABARD unit costs for Pongamia across 2 states. Amounts reflect local input costs and state-level additions.
More Forestry Subsidies in Bihar
- Eucalyptus₹60,000
- Farm Forestry₹3,46,000
- Bamboo₹55,000
- Acacia auriculiformis₹55,000
- Casuarina₹70,000
- Teak₹90,000
- Subabool₹66,000
More Subsidy Categories in Bihar
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Frequently Asked Questions
What is the NABARD subsidy amount for Pongamia in Bihar?
The NABARD unit cost for Pongamia in Bihar is ₹35,000 (specification: 1 Ha). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "1 Ha" mean for Pongamia?
The specification "1 Ha" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Pongamia subsidy in Bihar?
Step 1: Prepare a DPR for Pongamia using the NABARD unit cost of ₹35,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Bihar with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Forestry department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Pongamia in Bihar?
Pongamia falls under the Forestry category. Relevant central schemes include various NABARD-refinanced schemes. Check the Apply section below for the specific portal and nodal department in Bihar.
Which state gives the highest subsidy for Pongamia?
Bihar offers ₹35,000 for Pongamia, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Pongamia financing in Bihar?
NABARD-linked term loans for forestry investments like Pongamia typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.