Cold Storage & Godowns · Bihar
Rural Godowns Subsidy in Bihar
Rural Godowns
NABARD Unit Cost for Rural Godowns in Bihar
Government-approved benchmark amount for cold storage & godowns financing
Rural Godowns — < 1000 MT
Eligibility for Rural Godowns Subsidy in Bihar
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Bihar
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: < 1000 MT. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Rural Godowns Subsidy in Bihar
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of 5000/MT as the benchmark for a < 1000 MT investment.
- Visit your bank in Bihar — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to the relevant cold storage & godowns scheme.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
Rural Godowns Subsidy — State-wise Comparison
NABARD unit costs for Rural Godowns across 4 states. Amounts reflect local input costs and state-level additions.
More Cold Storage & Godowns Subsidies in Bihar
- Cold Storage Type 17400/MT - 8000/MT
- Cold Storage Type 29400/MT - 10500/MT
- Cold Storage Type 211000/MT
- Rural Godowns4500/MT
More Subsidy Categories in Bihar
Agri Finance & Credit
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District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
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Frequently Asked Questions
What is the NABARD subsidy amount for Rural Godowns in Bihar?
The NABARD unit cost for Rural Godowns in Bihar is 5000/MT (specification: < 1000 MT). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "< 1000 MT" mean for Rural Godowns?
The specification "< 1000 MT" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Rural Godowns subsidy in Bihar?
Step 1: Prepare a DPR for Rural Godowns using the NABARD unit cost of 5000/MT as the benchmark. Step 2: Visit a nationalised bank or RRB in Bihar with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Cold Storage & Godowns department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Rural Godowns in Bihar?
Rural Godowns falls under the Cold Storage & Godowns category. Relevant central schemes include various NABARD-refinanced schemes. Check the Apply section below for the specific portal and nodal department in Bihar.
Which state gives the highest subsidy for Rural Godowns?
Among states with published NABARD unit costs for Rural Godowns, Punjab offers the highest amount at ₹3,500, compared to 5000/MT in Bihar. Differences reflect local input costs, transport, and state-level top-up subsidies. The compare table below shows amounts across all states where this activity has published unit costs.
What is the loan repayment period for Rural Godowns financing in Bihar?
NABARD-linked term loans for cold storage & godowns investments like Rural Godowns typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.