Water Resources - NABARD Unit Costs for Kerala 2026-27
8 activities · Kerala · 2026-27
Water Resources Unit Costs in Kerala (2026-27)
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Dia: 1.5 m, using Depth: 5.0 m (RCC rings) | per unit | ₹48,500 | ₹42,438 | |
| Dia: 6.0 m Depth: 12.0 m (Thickness of steining - 0.45 m - 3m) | per unit | ₹3,50,000 | ₹3,06,250 | |
| Depth: 3.0 m Dia: 2.0 m | per unit | ₹21,000 | ₹18,375 | |
| Dia: 150 mm Depth: 80 m | per unit | ₹71,000 | ₹62,125 | |
| For well | per well | ₹30,000 | ₹26,250 | |
| Various other crops | per unit | ₹53,000 | ₹46,375 | |
| Small Lift | per unit | ₹87,000 | ₹76,125 | |
| Per structure | per unit | ₹60,000 | ₹52,500 |
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Source: NABARD Statewise Master Unit Cost Portal (nabard.org) - 2026-27 booklet · View source →. Updated: reviewed annually; updated within 48 hours of NABARD publishing revised figures · last on · Report an error
Frequently Asked Questions
What are the NABARD unit costs for Water Resources in Kerala?
NABARD's indicative unit costs for Water Resources activities in Kerala (2026-27) cover 8 activities. These are used by banks to sanction term loans for agricultural investments under priority sector lending guidelines.
How much loan can I get for Water Resources activities in Kerala?
Banks typically sanction 87.5% of the NABARD unit cost as the maximum bank loan. For Water Resources activities in Kerala, this means the Max Bank Loan shown in this table. The actual sanction depends on your bank's credit assessment, land holding, and repayment capacity.
Are there government subsidies available for Water Resources in Kerala?
Several central and state government schemes offer subsidies on Water Resources activities. The Subsidy Scheme column in the table above shows applicable schemes for each activity. Subsidy amounts are calculated as a percentage of the NABARD unit cost and are credited directly to your loan account.
How does NABARD calculate unit costs for Water Resources?
NABARD determines unit costs for Water Resources by surveying actual input costs, material prices, and labour rates across Kerala districts. These are updated annually at the start of each financial year. The current figures are for 2026-27.
Which banks use NABARD unit costs for Water Resources loans in Kerala?
All nationalised banks, Regional Rural Banks (RRBs), cooperative banks, and NABARD-refinanced institutions in Kerala use NABARD unit costs for Water Resources activities as the basis for sanctioning Kisan Credit Card (KCC), Agricultural Term Loans (ATL), and priority sector agriculture loans.
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Disclaimer: Unit costs are indicative figures published by NABARD and may not reflect current market prices or your bank's internal norms. Loan sanction amounts are determined by individual banks subject to their credit policy, land holding, and repayment capacity assessment. NaPanta (FarmGreen Agritech India Private Limited) is not a lender and does not process loan applications.