Food Processing - NABARD Unit Costs for Kerala 2026-27
8 activities · Kerala · 2026-27
Food Processing Unit Costs in Kerala (2026-27)
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Milk pump- 5000 LPH | per unit | ₹38,000 | ₹33,250 | |
| HTST pasteuriser - 100 | per unit | ₹3,00,000 | ₹2,62,500 | |
| HTST pasteuriser - | per unit | ₹15,00,000 | ₹13,12,500 | |
| Double jacketed SS | per unit | ₹1,00,000 | ₹87,500 | |
| Shed for | per unit | ₹1,80,000 | ₹1,57,500 | |
| Storage area | per unit | ₹1,20,000 | ₹1,05,000 | |
| Trolley | per unit | ₹2,50,000 | ₹2,18,750 | |
| Baling film | per unit | ₹9,97,500 | ₹8,72,813 |
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Source: NABARD Statewise Master Unit Cost Portal (nabard.org) - 2026-27 booklet · View source →. Updated: reviewed annually; updated within 48 hours of NABARD publishing revised figures · last on · Report an error
Frequently Asked Questions
What are the NABARD unit costs for Food Processing in Kerala?
NABARD's indicative unit costs for Food Processing activities in Kerala (2026-27) cover 8 activities. These are used by banks to sanction term loans for agricultural investments under priority sector lending guidelines.
How much loan can I get for Food Processing activities in Kerala?
Banks typically sanction 87.5% of the NABARD unit cost as the maximum bank loan. For Food Processing activities in Kerala, this means the Max Bank Loan shown in this table. The actual sanction depends on your bank's credit assessment, land holding, and repayment capacity.
Are there government subsidies available for Food Processing in Kerala?
Several central and state government schemes offer subsidies on Food Processing activities. The Subsidy Scheme column in the table above shows applicable schemes for each activity. Subsidy amounts are calculated as a percentage of the NABARD unit cost and are credited directly to your loan account.
How does NABARD calculate unit costs for Food Processing?
NABARD determines unit costs for Food Processing by surveying actual input costs, material prices, and labour rates across Kerala districts. These are updated annually at the start of each financial year. The current figures are for 2026-27.
Which banks use NABARD unit costs for Food Processing loans in Kerala?
All nationalised banks, Regional Rural Banks (RRBs), cooperative banks, and NABARD-refinanced institutions in Kerala use NABARD unit costs for Food Processing activities as the basis for sanctioning Kisan Credit Card (KCC), Agricultural Term Loans (ATL), and priority sector agriculture loans.
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Disclaimer: Unit costs are indicative figures published by NABARD and may not reflect current market prices or your bank's internal norms. Loan sanction amounts are determined by individual banks subject to their credit policy, land holding, and repayment capacity assessment. NaPanta (FarmGreen Agritech India Private Limited) is not a lender and does not process loan applications.