NABARD Unit Costs · West Bengal
Horticulture Subsidy in West Bengal
14 activities listed with government-approved unit costs — up to ₹3,92,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Horticulture in West Bengal
Browse all 14 horticulture activities in West Bengal
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| MangoMango | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹52,550 |
| MangoMango | Plantation and HorticulturePlantation and Horticulture | Amrapali variety 1 Acre | ₹₹71,900 |
| GuavaGuava | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹40,560 |
| LimeLime | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹56,940 |
| PapayaPapaya | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹46,730 |
| PineapplePineapple | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹1,20,760 |
| CashewCashew | Plantation and HorticulturePlantation and Horticulture | 1 Acre | ₹₹51,000 |
| CoconutCoconut | Plantation and HorticulturePlantation and Horticulture | Tall variety 1 Acre | ₹₹51,970 |
| BananaBanana | Plantation and HorticulturePlantation and Horticulture | Giant Governor 1 Acre | ₹₹54,300 |
| BananaBanana | Plantation and HorticulturePlantation and Horticulture | Tissue Culture 1 Acre | ₹₹55,530 |
| TuberoseTuberose | Plantation and HorticulturePlantation and Horticulture | 0.04 Ha | ₹₹9,240 |
| BetelvineBetelvine | Plantation and HorticulturePlantation and Horticulture | 0.25 Acre | ₹₹1,53,000 |
| TeaTea | Plantation and HorticulturePlantation and Horticulture | 1 Ha | ₹₹3,92,000 |
| Large CardamomLarge Cardamom | Plantation and HorticulturePlantation and Horticulture | 1 Ha | ₹₹2,18,700 |
How to Apply for Horticulture Subsidy in West Bengal
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your horticulture investment estimate.
- Approach your bank in West Bengal — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for horticulture, this is typically MIDH or SMAM.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for horticulture subsidy in West Bengal
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Other Subsidy Categories in West Bengal
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Frequently Asked Questions
What is the NABARD subsidy amount for horticulture in West Bengal?
NABARD has published unit costs for 14 horticulture activities in West Bengal. The highest subsidy is for Tea at ₹3,92,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for horticulture subsidy in West Bengal?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for horticulture subsidies in West Bengal. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a horticulture loan in West Bengal?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in West Bengal with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best horticulture term loan in West Bengal?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer horticulture term loans in West Bengal. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a horticulture subsidy in West Bengal?
Core documents for any horticulture subsidy in West Bengal: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the horticulture subsidy in West Bengal a capital subsidy or an interest subsidy?
Most NABARD-linked horticulture subsidies in West Bengal are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.