NABARD Unit Costs · Maharashtra

Fisheries Subsidy in Maharashtra

5 activities listed with government-approved unit costs — up to ₹4,48,140. Compare subsidies, eligibility, and how to apply.

5Activities
₹4,48,140Highest Subsidy
1Sub-Categories

NABARD Unit Costs for Fisheries in Maharashtra

Browse all 5 fisheries activities in Maharashtra

Fisheries NABARD unit costs in Maharashtra
Item / SchemeSub-CategorySpecificationSubsidy Amount
Composite Pond :NewComposite Pond :NewFisheriesFisheriesComposite Pond :New₹2,06,800
Composite pond : RenovationComposite pond : RenovationFisheriesFisheriesComposite pond : Renovation₹1,76,220
Scampi MonocultureScampi MonocultureFisheriesFisheriesScampi Monoculture₹3,38,000
Scampi Poly cultureScampi Poly cultureFisheriesFisheriesScampi Poly culture₹3,17,240
Shrimp FarmingShrimp FarmingFisheriesFisheriesShrimp Farming₹4,48,140

How to Apply for Fisheries Subsidy in Maharashtra

Step-by-step process for first-time applicants

  1. Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your fisheries investment estimate.
  2. Approach your bank in Maharashtra — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
  3. Scheme selection — The bank will match your activity to the applicable central or state scheme — for fisheries, this is typically PMMSY.
  4. Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
  5. Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.

Documents required for fisheries subsidy in Maharashtra

  • Aadhaar card and PAN card
  • Land ownership documents (7/12, patta, or lease deed)
  • Bank passbook copy
  • Caste certificate (if applying under SC/ST quota)
  • Detailed Project Report (DPR) as per NABARD unit costs
  • Vendor quotations for equipment or construction materials

Relevant central schemes for fisheries:

Other Subsidy Categories in Maharashtra

Frequently Asked Questions

What is the NABARD subsidy amount for fisheries in Maharashtra?

NABARD has published unit costs for 5 fisheries activities in Maharashtra. The highest subsidy is for Shrimp Farming at ₹4,48,140. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.

Who is eligible for fisheries subsidy in Maharashtra?

Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for fisheries subsidies in Maharashtra. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.

How do I apply for a fisheries loan in Maharashtra?

Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Maharashtra with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.

Which bank offers the best fisheries term loan in Maharashtra?

Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer fisheries term loans in Maharashtra. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.

What documents are needed for a fisheries subsidy in Maharashtra?

Core documents for any fisheries subsidy in Maharashtra: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.

Is the fisheries subsidy in Maharashtra a capital subsidy or an interest subsidy?

Most NABARD-linked fisheries subsidies in Maharashtra are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.