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Farm Mechanization · Jammu And Kashmir

Multi crop Subsidy in Jammu And Kashmir

Multi crop

NABARD Unit Cost for Multi crop in Jammu And Kashmir

Government-approved benchmark amount for farm mechanization financing

NABARD Unit Cost₹1,25,000
StateJammu and Kashmir
CategoryFarm Mechanization
Sub-CategoryThresher
SpecificationFor Hill Agriculture 8 HP

Multi crop — For Hill Agriculture 8 HP

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Eligibility for Multi crop Subsidy in Jammu And Kashmir

Who can apply

  • Individual farmers with land records (7/12, patta, or registered lease deed) in Jammu And Kashmir
  • Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
  • Agri-entrepreneurs and cooperatives for commercial-scale investments
  • SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)

Specification note

This unit cost applies specifically to: For Hill Agriculture 8 HP. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.

How to Apply for Multi crop Subsidy in Jammu And Kashmir

Step-by-step process

  1. Prepare a Detailed Project Report — Use the NABARD unit cost of ₹1,25,000 as the benchmark for a For Hill Agriculture 8 HP investment.
  2. Visit your bank in Jammu And Kashmir — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
  3. Scheme linkage — The bank will link your application to SMAM.
  4. Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
  5. Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.

Relevant central schemes:

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Frequently Asked Questions

What is the NABARD subsidy amount for Multi crop in Jammu and Kashmir?

The NABARD unit cost for Multi crop in Jammu and Kashmir is ₹1,25,000 (specification: For Hill Agriculture 8 HP). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.

What does "For Hill Agriculture 8 HP" mean for Multi crop?

The specification "For Hill Agriculture 8 HP" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.

How do I apply for the Multi crop subsidy in Jammu and Kashmir?

Step 1: Prepare a DPR for Multi crop using the NABARD unit cost of ₹1,25,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Jammu and Kashmir with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Farm Mechanization department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.

Which government scheme covers Multi crop in Jammu and Kashmir?

Multi crop falls under the Farm Mechanization category. Relevant central schemes include Sub-Mission on Agricultural Mechanization (SMAM). Check the Apply section below for the specific portal and nodal department in Jammu and Kashmir.

Which state gives the highest subsidy for Multi crop?

Jammu and Kashmir offers ₹1,25,000 for Multi crop, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.

What is the loan repayment period for Multi crop financing in Jammu and Kashmir?

NABARD-linked term loans for farm mechanization investments like Multi crop typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.