NABARD Unit Costs · Himachal Pradesh
Fisheries Subsidy in Himachal Pradesh
5 activities listed with government-approved unit costs — up to ₹15,00,000. Compare subsidies, eligibility, and how to apply.
NABARD Unit Costs for Fisheries in Himachal Pradesh
Browse all 5 fisheries activities in Himachal Pradesh
| Item / Scheme | Sub-Category | Specification | Subsidy Amount |
|---|---|---|---|
| Excavationof new pondsExcavationof new ponds | FisheriesFisheries | 1 Ha | ₹7,00,000 |
| Renovation of pondsRenovation of ponds | FisheriesFisheries | 1 Ha | ₹3,50,000 |
| Trout FarmingTrout Farming | FisheriesFisheries | 15m*2m*1.5m race way | ₹2,75,000 |
| Ornamental Fisheries ( Hatchery cum rearing centre)Ornamental Fisheries ( Hatchery cum rearing centre) | FisheriesFisheries | — | ₹15,00,000 |
| Boat and other infrastructureBoat and other infrastructure | FisheriesFisheries | Boat, tent and net | ₹41,000 |
How to Apply for Fisheries Subsidy in Himachal Pradesh
Step-by-step process for first-time applicants
- Prepare a Detailed Project Report (DPR) — Use the NABARD unit costs listed in the table below as benchmarks for your fisheries investment estimate.
- Approach your bank in Himachal Pradesh — Visit a nationalised bank, Regional Rural Bank (RRB), or PACS branch with your Aadhaar, land records (7/12 or patta), and the DPR.
- Scheme selection — The bank will match your activity to the applicable central or state scheme — for fisheries, this is typically PMMSY.
- Departmental approval and verification — The bank routes the subsidy claim to the relevant department for technical appraisal and sanction.
- Subsidy disbursement — After physical verification of the installed asset, the capital subsidy is credited directly into your loan account, reducing the outstanding principal.
Documents required for fisheries subsidy in Himachal Pradesh
- Aadhaar card and PAN card
- Land ownership documents (7/12, patta, or lease deed)
- Bank passbook copy
- Caste certificate (if applying under SC/ST quota)
- Detailed Project Report (DPR) as per NABARD unit costs
- Vendor quotations for equipment or construction materials
Relevant central schemes for fisheries:
Other Subsidy Categories in Himachal Pradesh
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Frequently Asked Questions
What is the NABARD subsidy amount for fisheries in Himachal Pradesh?
NABARD has published unit costs for 5 fisheries activities in Himachal Pradesh. The highest subsidy is for Ornamental Fisheries ( Hatchery cum rearing centre) at ₹15,00,000. Amounts vary by the specific activity, scale, and specification — browse the table below for exact figures for each activity.
Who is eligible for fisheries subsidy in Himachal Pradesh?
Individual farmers, farmer groups, agri-entrepreneurs, and FPOs with valid land records or a lease agreement are eligible for fisheries subsidies in Himachal Pradesh. For activities above a certain investment threshold, a detailed project report (DPR) approved by the relevant department is required before the bank disburses the loan.
How do I apply for a fisheries loan in Himachal Pradesh?
Step 1: Prepare a DPR estimating the investment based on NABARD unit costs. Step 2: Approach a nationalised bank or RRB in Himachal Pradesh with your Aadhaar, land records, and DPR. Step 3: The bank appraises the project and applies for subsidy through the relevant state department. Step 4: On approval, the loan is disbursed and the subsidy is credited to the loan account, reducing your outstanding balance.
Which bank offers the best fisheries term loan in Himachal Pradesh?
Nationalised banks (SBI, Bank of Baroda, Canara Bank), Regional Rural Banks, and NABARD-refinanced cooperative banks all offer fisheries term loans in Himachal Pradesh. Interest rates on NABARD-refinanced loans are typically 7–9% p.a., with effective rates lower after government interest subvention. Compare the bank's processing fee and collateral requirements before applying.
What documents are needed for a fisheries subsidy in Himachal Pradesh?
Core documents for any fisheries subsidy in Himachal Pradesh: (1) Aadhaar card and PAN card, (2) land ownership documents (7/12, patta, or lease deed), (3) bank passbook copy, (4) caste certificate if applying under SC/ST quota, (5) Detailed Project Report (DPR) as per NABARD unit costs, (6) quotations from vendors for equipment or materials. Additional documents may be needed for specific activities.
Is the fisheries subsidy in Himachal Pradesh a capital subsidy or an interest subsidy?
Most NABARD-linked fisheries subsidies in Himachal Pradesh are capital (back-end) subsidies — the government deposits a fixed amount (25–50% of project cost) directly into your loan account after the investment is verified. This reduces the outstanding principal. Some schemes additionally offer interest subvention (reducing the effective interest rate), but the primary benefit is the capital subsidy component.