Horticulture · Bihar
Geranium Subsidy in Bihar
Geranium
NABARD Unit Cost for Geranium in Bihar
Government-approved benchmark amount for horticulture financing
Geranium — 1 Acre
Eligibility for Geranium Subsidy in Bihar
Who can apply
- Individual farmers with land records (7/12, patta, or registered lease deed) in Bihar
- Farmer Producer Organisations (FPOs) and Self-Help Groups (SHGs)
- Agri-entrepreneurs and cooperatives for commercial-scale investments
- SC/ST farmers and women farmers (eligible for enhanced subsidy component of 5–10% additional)
Specification note
This unit cost applies specifically to: 1 Acre. If your investment differs in scale or configuration, ask your bank to identify the nearest applicable NABARD benchmark.
How to Apply for Geranium Subsidy in Bihar
Step-by-step process
- Prepare a Detailed Project Report — Use the NABARD unit cost of ₹35,000 as the benchmark for a 1 Acre investment.
- Visit your bank in Bihar — Bring Aadhaar, land records (7/12 or patta), and the DPR to a nationalised bank, RRB, or PACS branch.
- Scheme linkage — The bank will link your application to MIDH or SMAM.
- Technical verification — A department officer inspects the asset after installation and submits a verification report to the sanctioning authority.
- Subsidy credit to loan account — The capital subsidy is deposited directly into your loan account, reducing the outstanding principal. Total processing time: 30–60 days.
More Horticulture Subsidies in Bihar
View all Horticulture activities in Bihar →More Subsidy Categories in Bihar
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Frequently Asked Questions
What is the NABARD subsidy amount for Geranium in Bihar?
The NABARD unit cost for Geranium in Bihar is ₹35,000 (specification: 1 Acre). This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.
What does "1 Acre" mean for Geranium?
The specification "1 Acre" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.
How do I apply for the Geranium subsidy in Bihar?
Step 1: Prepare a DPR for Geranium using the NABARD unit cost of ₹35,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Bihar with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Horticulture department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.
Which government scheme covers Geranium in Bihar?
Geranium falls under the Horticulture category. Relevant central schemes include Mission for Integrated Development of Horticulture (MIDH) and NHB schemes. Check the Apply section below for the specific portal and nodal department in Bihar.
Which state gives the highest subsidy for Geranium?
Bihar offers ₹35,000 for Geranium, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.
What is the loan repayment period for Geranium financing in Bihar?
NABARD-linked term loans for horticulture investments like Geranium typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.