Seed-cum- Fertiliser drill Subsidy in Bihar

The NABARD unit cost for Seed-cum- Fertiliser drill in Bihar is ₹60,000 – ₹65,000. This is the benchmark amount banks use when sanctioning a term loan for this activity. The actual subsidy you receive depends on the scheme — typically 25–50% of the unit cost.

The specification "listed above" defines the exact scale or parameters of the investment — such as area in hectares, capacity in litres per day, number of animals, or structural dimensions. NABARD unit costs are tied to this specification; a different scale may have a different unit cost. If your project differs, ask your bank to use the nearest applicable NABARD benchmark.

Step 1: Prepare a DPR for Seed-cum- Fertiliser drill using the NABARD unit cost of ₹60,000 – ₹65,000 as the benchmark. Step 2: Visit a nationalised bank or RRB in Bihar with land records, Aadhaar, and the DPR. Step 3: The bank appraises and routes the subsidy claim through the Farm Mechanization department. Step 4: After physical verification, the subsidy is deposited into your loan account. Total processing time is typically 30–60 days.

Seed-cum- Fertiliser drill falls under the Farm Mechanization category. Relevant central schemes include Sub-Mission on Agricultural Mechanization (SMAM). Check the Apply section below for the specific portal and nodal department in Bihar.

Bihar offers ₹60,000 – ₹65,000 for Seed-cum- Fertiliser drill, which is among the higher rates across Indian states. The compare table below shows the exact amount in each state where NABARD has published a unit cost for this activity.

NABARD-linked term loans for farm mechanization investments like Seed-cum- Fertiliser drill typically have a repayment period of 5–9 years (including a moratorium of 1–2 years). The moratorium aligns with the gestation period of the investment — for example, a fruit orchard may take 3 years to yield income, so repayment begins after that. Exact tenure depends on your bank and the specific scheme.