Farm Mechanization - NABARD Unit Costs for Punjab 2026-27
39 activities · Punjab · 2026-27
Farm Mechanization Unit Costs in Punjab (2026-27)
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Power Operated Spray Pumps | per unit | ₹8,000 | ₹7,000 | |
| Tractor (varies with rated hp as per CTR, model, make and specifications as indicated) | per unit | ₹5,00,000 | ₹4,37,500 | |
| T rolley (varies with model, m ake of the manufacturer a nd tractor HP requirement for coupling) | per unit | ₹1,20,000 | ₹1,05,000 | |
| Power Tiller (varies with rated hp as per CTR, model, make and specifications as indicated by the dealer/maufacturer in the invoice/quotation) | per unit | ₹2,00,000 | ₹1,75,000 | |
| Rotavator (Tractor Drawn) | per unit | ₹92,000 | ₹80,500 | |
| Seed Drill (tractor drawn) | per unit | ₹55,000 | ₹48,125 | |
| Paddy Transplanter | per unit | ₹3,50,000 | ₹3,06,250 | |
| Tractor operated Hydraulic Sprayers | per unit | ₹90,000 | ₹78,750 | |
| Multi-crop thresher/maize thresher | per unit | ₹2,50,000 | ₹2,18,750 | |
| Combine Harvester | per unit | ₹19,50,000 | ₹17,06,250 |
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Happy Seeder (Turbo) | per unit | ₹1,55,000 | ₹1,35,625 | |
| Straw Reaper | per unit | ₹3,00,000 | ₹2,62,500 | |
| Reversible Plough | per unit | ₹1,65,000 | ₹1,44,375 | |
| Super Straw Management System on Combine Harvesters (Super SMS) | per unit | ₹1,10,000 | ₹96,250 | |
| Super Seeder | per unit | ₹2,30,000 | ₹2,01,250 | |
| Boom Sprayer (Self Propelled) | per unit | ₹13,00,000 | ₹11,37,500 | |
| Sugarcane Harvesters | per unit | ₹90,00,000 | ₹78,75,000 | |
| Maize Harvester | per unit | ₹45,00,000 | ₹39,37,500 | |
| Tractor | per unit | ₹5,00,000 | ₹4,37,500 | |
| Tractor AC Cabin | per unit | ₹11,50,000 | ₹10,06,250 | |
| Smart Seeder | per unit | ₹2,35,000 | ₹2,05,625 | |
| Surface seeder | per unit | ₹1,20,000 | ₹1,05,000 | |
| Lucky seeder (Direct Seeding of Rice) | per unit | ₹1,35,000 | ₹1,18,125 | |
| Tractor operated nursery seeder | per unit | ₹3,60,000 | ₹3,15,000 | |
| Potato Harvestor- Potato Digger | per unit | ₹85,000 | ₹74,375 | |
| DSR Drill cum Planter | per unit | ₹1,10,000 | ₹96,250 | |
| Raised bed Planter/ridge- planter/multi-crop planter | per unit | ₹80,000 | ₹70,000 | |
| Maize sheller | per unit | ₹1,10,000 | ₹96,250 | |
| Power Weeder | per unit | ₹85,000 | ₹74,375 | |
| Laser Land Leveller | per unit | ₹2,50,000 | ₹2,18,750 | |
| Baler (Square) | per unit | ₹15,00,000 | ₹13,12,500 | |
| Baler (Round) | per unit | ₹5,00,000 | ₹4,37,500 | |
| Paddy Straw Chopper - Shredder/Mulcher | per unit | ₹1,60,000 | ₹1,40,000 | |
| Zero Tillage - Seed-cum- Fertilizer Drill | per unit | ₹55,000 | ₹48,125 | |
| Cotton Planter/ Multiple planter | per unit | ₹65,000 | ₹56,875 | |
| Pneumatic Planter | per unit | ₹4,50,000 | ₹3,93,750 | |
| Drones | per unit | ₹7,00,000 | ₹6,12,500 | |
| Paddy straw chopper/shredder/mulcher (5 to 8ft) | per unit | ₹3,30,000 | ₹2,88,750 | |
| Sugarcane Planter | per unit | ₹6,00,000 | ₹5,25,000 |
Government Schemes for Farmers
Subsidies, crop insurance, loans and input support — check eligibility and apply online.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Source: NABARD Statewise Master Unit Cost Portal (nabard.org) - 2026-27 booklet · View source →. Updated: reviewed annually; updated within 48 hours of NABARD publishing revised figures · last on · Report an error
Frequently Asked Questions
What are the NABARD unit costs for Farm Mechanization in Punjab?
NABARD's indicative unit costs for Farm Mechanization activities in Punjab (2026-27) cover 39 activities. These are used by banks to sanction term loans for agricultural investments under priority sector lending guidelines.
How much loan can I get for Farm Mechanization activities in Punjab?
Banks typically sanction 87.5% of the NABARD unit cost as the maximum bank loan. For Farm Mechanization activities in Punjab, this means the Max Bank Loan shown in this table. The actual sanction depends on your bank's credit assessment, land holding, and repayment capacity.
Are there government subsidies available for Farm Mechanization in Punjab?
Several central and state government schemes offer subsidies on Farm Mechanization activities. The Subsidy Scheme column in the table above shows applicable schemes for each activity. Subsidy amounts are calculated as a percentage of the NABARD unit cost and are credited directly to your loan account.
How does NABARD calculate unit costs for Farm Mechanization?
NABARD determines unit costs for Farm Mechanization by surveying actual input costs, material prices, and labour rates across Punjab districts. These are updated annually at the start of each financial year. The current figures are for 2026-27.
Which banks use NABARD unit costs for Farm Mechanization loans in Punjab?
All nationalised banks, Regional Rural Banks (RRBs), cooperative banks, and NABARD-refinanced institutions in Punjab use NABARD unit costs for Farm Mechanization activities as the basis for sanctioning Kisan Credit Card (KCC), Agricultural Term Loans (ATL), and priority sector agriculture loans.
Other Categories in Punjab
Related Government Schemes
Disclaimer: Unit costs are indicative figures published by NABARD and may not reflect current market prices or your bank's internal norms. Loan sanction amounts are determined by individual banks subject to their credit policy, land holding, and repayment capacity assessment. NaPanta (FarmGreen Agritech India Private Limited) is not a lender and does not process loan applications.