Sericulture - NABARD Unit Costs for Meghalaya 2025-26

NABARD's indicative unit costs for Sericulture activities in Meghalaya (2025-26) cover 1 activities. These are used by banks to sanction term loans for agricultural investments under priority sector lending guidelines.

Banks typically sanction 87.5% of the NABARD unit cost as the maximum bank loan. For Sericulture activities in Meghalaya, this means the Max Bank Loan shown in this table. The actual sanction depends on your bank's credit assessment, land holding, and repayment capacity.

Several central and state government schemes offer subsidies on Sericulture activities. The Subsidy Scheme column in the table above shows applicable schemes for each activity. Subsidy amounts are calculated as a percentage of the NABARD unit cost and are credited directly to your loan account.

NABARD determines unit costs for Sericulture by surveying actual input costs, material prices, and labour rates across Meghalaya districts. These are updated annually at the start of each financial year. The current figures are for 2025-26.

All nationalised banks, Regional Rural Banks (RRBs), cooperative banks, and NABARD-refinanced institutions in Meghalaya use NABARD unit costs for Sericulture activities as the basis for sanctioning Kisan Credit Card (KCC), Agricultural Term Loans (ATL), and priority sector agriculture loans.