Land Development - NABARD Unit Costs for Karnataka 2026-27
12 activities · Karnataka · 2026-27
Land Development Unit Costs in Karnataka (2026-27)
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Vermi hatchery (320 TPA) | per unit | ₹4,75,000 | ₹4,15,625 | PMMSY40–60% |
| Citrus (Lemon/ Orange) | per unit | ₹43,173 | ₹37,776 | NHM40–50% |
| Grape- Seedless varieties | per unit | ₹3,31,850 | ₹2,90,369 | |
| Grape- Bangalore Blue | per unit | ₹2,72,067 | ₹2,38,059 | |
| Mango (High Density Planting) | per unit | ₹77,840 | ₹68,110 | NHM40–50% |
| Pomegranate | per unit | ₹1,30,655 | ₹1,14,323 | NHM40–50% |
| Guava (High Density) | per unit | ₹74,025 | ₹64,772 | NHM40–50% |
| Custard Apple | per unit | ₹75,000 | ₹65,625 | |
| Drumstick | per unit | ₹25,200 | ₹22,050 | |
| Dragon fruit | per unit | ₹6,76,252 | ₹5,91,721 | NHM40–50% |
| Activity | Unit | Unit Cost (₹) | Max Bank Loan (₹) | Subsidy Scheme |
|---|---|---|---|---|
| Jackfruit | per unit | ₹27,500 | ₹24,063 | |
| Avocado | per unit | ₹84,396 | ₹73,847 | NHM40–50% |
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Source: NABARD Statewise Master Unit Cost Portal (nabard.org) - 2026-27 booklet · View source →. Updated: reviewed annually; updated within 48 hours of NABARD publishing revised figures · last on · Report an error
Frequently Asked Questions
What are the NABARD unit costs for Land Development in Karnataka?
NABARD's indicative unit costs for Land Development activities in Karnataka (2026-27) cover 12 activities. These are used by banks to sanction term loans for agricultural investments under priority sector lending guidelines.
How much loan can I get for Land Development activities in Karnataka?
Banks typically sanction 87.5% of the NABARD unit cost as the maximum bank loan. For Land Development activities in Karnataka, this means the Max Bank Loan shown in this table. The actual sanction depends on your bank's credit assessment, land holding, and repayment capacity.
Are there government subsidies available for Land Development in Karnataka?
Several central and state government schemes offer subsidies on Land Development activities. The Subsidy Scheme column in the table above shows applicable schemes for each activity. Subsidy amounts are calculated as a percentage of the NABARD unit cost and are credited directly to your loan account.
How does NABARD calculate unit costs for Land Development?
NABARD determines unit costs for Land Development by surveying actual input costs, material prices, and labour rates across Karnataka districts. These are updated annually at the start of each financial year. The current figures are for 2026-27.
Which banks use NABARD unit costs for Land Development loans in Karnataka?
All nationalised banks, Regional Rural Banks (RRBs), cooperative banks, and NABARD-refinanced institutions in Karnataka use NABARD unit costs for Land Development activities as the basis for sanctioning Kisan Credit Card (KCC), Agricultural Term Loans (ATL), and priority sector agriculture loans.
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Disclaimer: Unit costs are indicative figures published by NABARD and may not reflect current market prices or your bank's internal norms. Loan sanction amounts are determined by individual banks subject to their credit policy, land holding, and repayment capacity assessment. NaPanta (FarmGreen Agritech India Private Limited) is not a lender and does not process loan applications.