Credit & Loans Schemes for Farmers
Government-backed loans and revolving credit for crop production, allied activities and agri-infrastructure.
Browse Other Scheme Categories
Agri Finance & Credit
Loans, crop insurance and investment norms — NABARD unit costs, PMFBY rates and KCC interest.
Weather & Crop Advisories
District-level agromet advisories combining IMD 5-day weather forecasts with crop-specific pest, disease and irrigation recommendations.
Agriculture News
Daily updates on mandi price movements, scheme announcements, weather advisories and crop-wise reports from state agriculture departments.
Agri Input Dealers
Find licensed seed, fertilizer and pesticide dealers near you.
Source: Ministry of Agriculture & Farmers Welfare, NABARD and official scheme portals. Updated: reviewed quarterly and updated within 48 hours of any ministry notification change · Report an error
Frequently Asked Questions
What credit & loans schemes are available for Indian farmers?
There are 1 active credit & loans schemes for farmers in India. Government-backed loans and revolving credit for crop production, allied activities and agri-infrastructure. Each scheme page covers eligibility, documents needed, benefit amount, and how to apply.
Who is eligible for credit & loans schemes?
Eligibility varies by scheme. Most credit & loans schemes require valid land ownership records, Aadhaar, and a bank account. Small and marginal farmers (land holding up to 2 hectares) are prioritised in most central schemes.
How do I apply for credit & loans schemes?
Applications are made at official portals, bank branches, or Common Service Centres (CSC) — not through NaPanta. Visit the scheme page to get the official portal link and step-by-step application process.
Are credit & loans scheme benefits directly deposited to bank accounts?
For most central government schemes, benefits are transferred directly to your Aadhaar-linked bank account via Direct Benefit Transfer (DBT). Subsidy schemes may credit the amount to your loan account to reduce principal, rather than a direct cash transfer.
How long does it take to receive benefits under credit & loans schemes?
Processing time varies. DBT cash transfers (like PM-KISAN) typically take 2–4 weeks after verification. Subsidy disbursements for investment-linked schemes (like AIF or NABARD-linked activities) take 30–90 days after asset installation and technical verification.