ఆంధ్రప్రదేశ్లో కిసాన్ క్రెడిట్ కార్డ్ (కేసీసీ)
KCC offers revolving crop credit up to ₹3 lakh at 4% effective interest (7% minus 3% interest subvention). AP farmers benefit from additional state-level interest relief under AP Rythu Bharosa and cooperative bank schemes.
ఆంధ్రప్రదేశ్లో అర్హత
- AP farmers can apply at nationalized banks, AP cooperative banks, or AP Grameena Vikas Bank branches
- AP Rythu Bharosa PM-KISAN beneficiaries qualify for simplified KCC application
- All farmers — owner-cultivators, tenant farmers, sharecroppers and oral lessees
- Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers
- Fishermen, fish farmers, poultry and dairy farmers for allied activities
- No minimum land holding requirement; limit calculated on actual cultivated area
అవసరమైన పత్రాలు
- Aadhaar card (mandatory)
- Address proof — Aadhaar, ration card, or utility bill
- Land ownership proof — land records (7/12, Khatauni, Patta)
- Crop details — type, cultivated area, and season
- Passport-size photographs (2–4 copies)
- Cancelled cheque or existing bank account statement
- For tenant farmers: tenancy agreement or landowner declaration
ఆంధ్రప్రదేశ్లో కిసాన్ క్రెడిట్ కార్డ్ (కేసీసీ) కోసం దరఖాస్తు ఎలా చేయాలి
- 1Visit a bank branch near your village in AP
Nationalized banks, District Co-operative Central Banks (DCCB), and AP Grameena Vikas Bank all issue KCC. Choose the bank where you hold a savings account or have an existing loan.
- 2Submit KCC application and documents
Bring Aadhaar, land records (Adangal/1-B), crop cultivation proof, passport photos. PM-KISAN beneficiaries can use a simplified form.
- 3Bank verifies land and sets credit limit
Credit limit is based on crop input costs, allied activities and maintenance. A 10% annual increase applies for good repayment.
- 4Collect your RuPay KCC ATM card
Use it to withdraw funds from any ATM or bank counter. Repay after harvest to restore the full credit limit.
- 5Renew KCC every 5 years
KCC is valid for 5 years subject to annual review. Submit updated land records and crop plan at renewal.
ఆంధ్రప్రదేశ్లో సంప్రదించాల్సిన వారు
అధికారిక రాష్ట్ర పోర్టల్ ద్వారా మాత్రమే దరఖాస్తు చేయండి. నాపంట దరఖాస్తులను ప్రాసెస్ చేయదు.
తెలంగాణలో కిసాన్ క్రెడిట్ కార్డ్ (కేసీసీ)
Source: Reserve Bank of India KCC circulars, NABARD operational guidelines, and Ministry of Agriculture revised KCC scheme 2012 (as amended) - Andhra Pradesh రాష్ట్ర పోర్టల్ మరియు రాష్ట్ర గజెట్. Updated: ప్రతి నాలుగు నెలలకు పరిశీలించబడుతుంది · Report an error
Frequently Asked Questions
How do I apply for Kisan Credit Card in Andhra Pradesh?
Visit any nationalized bank, DCCB, or AP Grameena Vikas Bank branch in Andhra Pradesh. Submit a KCC application with Aadhaar, Adangal or 1-B land records, crop sown certificate, and passport-size photos. PM-KISAN beneficiaries can apply via a simplified process.
What is the KCC interest rate in Andhra Pradesh?
KCC crop loans up to ₹3 lakh carry an effective interest rate of 4% per year (7% bank rate minus 3% central government subvention). Timely repayment within 12 months may qualify for additional state-level interest relief under AP schemes. Amounts above ₹3 lakh are at the bank's prevailing rate.
Which banks offer KCC in Andhra Pradesh?
SBI, Andhra Bank (now Union Bank), Canara Bank, Indian Bank, and other nationalized banks, as well as District Co-operative Central Banks (DCCB) and AP Grameena Vikas Bank, all issue Kisan Credit Cards in Andhra Pradesh.
What is the KCC credit limit for AP farmers?
KCC credit limit in AP is based on crop input costs (seeds, fertilizers, pesticides, labour) for your cultivated area, post-harvest expenses, and any allied activity credit. It is typically reviewed and can be increased by 10% each subsequent year for consistent repayment.
Does AP have any additional interest subsidy on KCC?
The central government provides a 3% interest subvention bringing crop loan rates to 4%. The AP state government may additionally offer interest relief under its Rythu Bharosa program. Check with your bank or district agriculture office for the current year's state subvention details.
How do I renew my KCC in Andhra Pradesh?
KCC is valid for 5 years. Renew at your issuing bank branch by submitting updated land records (Adangal), crop details for the next season, and Aadhaar. Annual internal review by the bank is done automatically for each season's drawdown.
నిరాకరణ: సమాచార ప్రయోజనాల కోసం మాత్రమే. సబ్సిడీ రేట్లు, గడువులు మరియు నోడల్ సంప్రదింపులు అధికారిక రాష్ట్ర పోర్టల్‌ల నుండి సేకరించబడ్డాయి మరియు ప్రతి ఆర్థిక సంవత్సరం నోటీసు లేకుండా మారవచ్చు. ఈ సమాచారంపై ఆధారపడి తీసుకున్న నిర్ణయాల వల్ల కలిగే నష్టానికి నాపంట బాధ్యత వహించదు. ముందుకు వెళ్ళే ముందు అధికారిక Andhra Pradesh రాష్ట్ర పోర్టల్‌లో ప్రస్తుత నిబంధనలు తప్పనిసరిగా ధృవీకరించండి. నాపంట ఏ ప్రభుత్వ మంత్రిత్వ శాఖతోనూ అనుబంధం లేదు.